Insurance

Introduction to the Contractor All Risk Insurance

The Contractor All Risk, or CAR, is a policy that provides cover for the project owners, employers and contractors during the building/developing phase of the project against any unforeseen or accidental loss or damage not specifically excluded in the policy.

This policy provides cover for damages arising from lack of experience, negligence, natural disasters, thefts and accidents.

The cover is divided in 3 sections:
– Building Construction and Engineering works – Insured amount equal to the work value as per the contract.
– Machinery Erection – Installation of machinery and systems – Insured amount equal to work value as per the contract
– Public liability – Responsibility to third party as deemed required by the insured.

Check our blog post – IAR – Industrial All Risk Insurance

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