Condominium Foreign Buyers able to apply for a Loan in Thailand? Update 2020

The answer is YES, you can. Foreigners non-residents in Thailand are able to process a loan application for a purchase of freehold condominium in Thailand. Nevertheless the criteria are a bit specific. Keller Henson team will help you to analyze the foreign housing loan application conditions in Thailand. Do not hesitate to contact us in case you would like to get more details and assistance to answer any question you might have.

Keller Henson – Summary of Foreign Housing Loan in Thailand:

  • Age 21 – 65 years old.
  • Preferentially stable income and good credit.
  • Freehold condominium with value more than THB 2.5 Million.
  • Maximum 70% Loan to Value.
  • Minimum Loan amount THB 1.5 Million.
  • 30 years loan tenure maximum.
  • Interest rate is quite high (min 5.25%).
  • The eligibility is limited

Note: The loan application for off plan properties, can only be done few months before project’s completion date. Once the project has been registered as condominium and the title deed been issued.

Here are below details of loan application with 2 International Banks offering Foreign Housing Loan in Thailand:

Update COVID-19 April 2020:

Currently the ICBC bank’s policy changed a bit.
Right now ICBC Bank is not able to accept cases if not working in Thailand due to the current COVID 19 situation. After the COVID, they may assess the criteria again.
Loan in HKD available for Hong Kong citizens only.

UOB BANK – 2020 International Property Loans Thailand details:

UOB BANK – 2020 International Property Loans Thailand details

ICBC BANK – 2020 Foreigner Housing Loan Thailand details:

ICBC BANK – 2020 Foreigner Housing Loan Thailand details

Check our blog post – Foreign Housing Loan Comparison in Thailand

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